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Keep Finances Covered This Hurricane Season

Keep Finances Covered this Hurricane Season

As we continue through hurricane season, it’s important to ensure you’re prepared to weather the impact of severe storms. At Louisiana USA Federal Credit Union, we’re here to keep you covered. Check out these tips for how to keep your finances free from high water this hurricane season.

1. Start Storing Emergency Funds

Emergency funds cushion the financial blow of sudden or unexpected expenses like roofing repairs or water damage. Think of these funds as a life jacket that will help keep “your head above water.” Learn more about how to efficiently build and boost your emergency fund today!

2. Use a Personal Loan to Purchase a Home Generator

Investing in a home standby generator is the best way to ensure the safety of your home and everyone in it. Cover the cost of your generator purchase with a personal loan. Our experienced and creative loan officers will place you in the best product at the lowest interest rate available. Learn more about or apply for a personal loan today!

3. Apply for a Disaster Loan

Through our loan department, we provide an Emergency & Disaster Assistance Plan implemented to assist our members with emergency relief. We understand the difficulty of hurricanes and emergency situations, and that’s why our Louisiana USA team is here to help.

Loan terms:

  • Borrowing amounts $500 to $1500 at 9% APR (1st payment due up to 60 days)
  • No credit report pulled
  • No debt ratio considered
  • Any request over $1500 will follow normal loan guidelines
  • Loan term up to 24 months
  • Would need most recent paycheck stub/income documentation
  • Must be setup ACH origination
  • Application Processing fees are waived

We’ve got you! Louisiana USA is here for you when you need us. 

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Insured by NCUSIF

Our branch is insured by The National Credit Union Share Insurance Fund (NCUSIF), which provides deposit insurance to protect the accounts of our members.



Family Eligibility

The family of Louisiana USA members are also eligible to join the credit union and benefit from our products and services. Refer those you love to the baking institution you know will take care of them.



Additional Services

Night Deposit Box
ART (Audio Response Teller)
Account Alerts
Drive-Thru Window
Visa Gift Cards
Notary Services
Safe Deposit Boxes



Financial Counseling & Continued Education

Our expert staff is always available to assist members with any financial issues or concerns, From designing budgets to improving credit scores, we're here to help!



Shared Branch Access

Through Shared Branching, a co-op service provided to our members, you can access branches and ATMs across the United States and beyond! Download the app to your phone or visit our Service Center & ATM locator page to find your nearest location.



Online Services

Monthly Statements
Apply for loans & mortgages
Bill Pay
Direct Deposit
Transfer Money
Mobile Banking