Home Equity Line of Credit

LAUSA Mortgage 2

Looking to apply for a home equity line of credit?

You can finance up to 80% of your home’s value with our HELOC loans with terms of up to 15 years (180 months).

Let us help lock you in at a low interest rate today!

MAKE A LOAN PAYMENT
LAUSA Mortgage 2

Looking to apply for a home equity line of credit?

You can finance up to 90% of your home’s value with our HELOC loans with terms of up to 10 years (120 months).

Let us help lock you in at a low interest rate today!

MAKE A LOAN PAYMENT

Items Needed to Apply:

  • Most recent pay stub
  • Previous 2 years’ W-2 forms
  • Previous 2 years’ personal & business tax returns (only required if self-employed)
  • Most recent two months’ bank statements on asset accounts
  • Homeowners and flood insurance if you are in a flood zone
APPLY NOW
To apply for a home equity line of credit in person, stop by our branch and a member of our team would be happy to help you find the best way home!
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Insured by NCUSIF

Our branch is insured by The National Credit Union Share Insurance Fund (NCUSIF), which provides deposit insurance to protect the accounts of our members.

 

 

Family Eligibility

The family of Louisiana USA members are also eligible to join the credit union and benefit from our products and services. Refer those you love to the baking institution you know will take care of them.

 

 

Additional Services

Night Deposit Box
ATMs
ART (Audio Response Teller)
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Drive-Thru Window
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Financial Counseling & Continued Education

Our expert staff is always available to assist members with any financial issues or concerns, From designing budgets to improving credit scores, we're here to help!

 

 

Shared Branch Access

Through Shared Branching, a co-op service provided to our members, you can access branches and ATMs across the United States and beyond! Download the app to your phone or visit our Service Center & ATM locator page to find your nearest location.

 

 

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