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Visa Credit Cards

As a Louisiana USA member, you have access to all of the perks our low-rate credit card offers with the same close-knit relationships and service you love. Whether you’re using it for daily expenses, debt consolidation, large purchases or to build credit history, a Louisiana USA Visa credit card should be in your wallet.

One Card For

Every Need

Louisiana USA, Federal Credit Union, Credit Card, New Cards

Key Features:

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Points on your purchases that never expire!

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No Balance Transfer or Cash Advance Fees

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25 Day Interest-Free Grace Period on Purchases

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Card rates as low as 8% APR in comparison to the average of 13-24%

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No Annual Fees

Why Do You Need a Credit Card?

Debit cards are useful, but credit cards offer more perks with every purchase and protection from unforeseen circumstances!

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Accepted in all places

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Built-in fraud protection

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Earn rewards with every purchase

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Build your credit score if used responsibly


When you use your covered Louisiana USA debit or credit card, your new purchases can be protected against theft from your home or other location with Theft Only Purchase Security.
To learn more about this benefit or to file a claim, go to cardbenefitservices.​com or call at 1-800-628-8472.
Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered account to secure transactions. Please refer to your Guide to Benefits for further details.


To report a lost or stolen card, call us at (225) 292-8910 during business hours or call the Visa Hotline after hours at (833) 933-1681.

Lobby hours are 8:30 am to 4:30 pm on Monday, Tuesday, Thursday and Friday, and from 9:00 am to 4:30 pm on Wednesday.

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Insured by NCUSIF

Our branch is insured by The National Credit Union Share Insurance Fund (NCUSIF), which provides deposit insurance to protect the accounts of our members.



Family Eligibility

The family of Louisiana USA members are also eligible to join the credit union and benefit from our products and services. Refer those you love to the baking institution you know will take care of them.



Additional Services

Night Deposit Box
ART (Audio Response Teller)
Account Alerts
Drive-Thru Window
Visa Gift Cards
Notary Services
Safe Deposit Boxes



Financial Counseling & Continued Education

Our expert staff is always available to assist members with any financial issues or concerns, From designing budgets to improving credit scores, we're here to help!



Shared Branch Access

Through Shared Branching, a co-op service provided to our members, you can access branches and ATMs across the United States and beyond! Download the app to your phone or visit our Service Center & ATM locator page to find your nearest location.



Online Services

Monthly Statements
Apply for loans & mortgages
Bill Pay
Direct Deposit
Transfer Money
Mobile Banking