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Your credit score is an extremely important part of your financial life. It is based on several factors, including your payment history, credit utilization, your mix of credit, and recent credit activity. Luckily, it’s not difficult to establish a healthy…

When it comes to financing your new home, there are lots of options: Banks, real estate finance companies and online lenders abound. But there's only one place where you belong: Louisiana USA! Experts at our mortgage center are ready to…

As you're working on your own financial fitness this holiday season, don't forget to pass on some invaluable money-saving skills and good financial habits to your kids as well. They're never too young or too old to start learning these…

‘Tis the season to treat yo-elf to holiday specials! From Visa gift cards to loan specials, Louisiana USA is spreading holiday cheer through seasonal savings. Treat yourself this holiday season!   Check out our holiday specials below!   Holiday Skip-A-Pay…

Dollars for Scholars: Tools to Reduce Education Financial Pain Does higher education have you in higher financial pain? Look to Louisiana USA's Education Loans. With terms up to 24 months, our Education Loans are available for tuition, fees and other…

If you're someone who runs into the store to pick up a few things and comes out with a full cart, you're not alone. Research suggests that 60 percent of grocery store purchases are made on impulse. And impulse spending…

Caller ID spoofing is a common tactic scammers use to mask their identity by altering caller ID to display a falsified phone number or other information. Caller ID spoofing allows scammers to appear credible or trustworthy, making it easier to…

From teenagers to older adults, scammers target anyone. Whether through phone calls, text messages, emails or social media, scams come in all forms and are growing all too common. According to the Federal Trade Commission (FTC), Americans lost more than…

Young children typically ask for simple things like having a bedtime story read to them or going for a bike ride, but these minor requests start to come with a price when they get into their teen years. As their…

Do you feel like you're drowning in debt? Let Louisiana USA keep you afloat. The national average credit card debt per household is $5,700, and about 41.2% of households carry a balance on credit cards from month to month. The…