If you're someone who runs into the store to pick up a few things and comes out with a full cart, you're not alone. Research suggests that 60 percent of grocery store purchases are made on impulse. And impulse spending…
Caller ID spoofing is a common tactic scammers use to mask their identity by altering caller ID to display a falsified phone number or other information. Caller ID spoofing allows scammers to appear credible or trustworthy, making it easier to…
From teenagers to older adults, scammers target anyone. Whether through phone calls, text messages, emails or social media, scams come in all forms and are growing all too common. According to the Federal Trade Commission (FTC), Americans lost more than…
Young children typically ask for simple things like having a bedtime story read to them or going for a bike ride, but these minor requests start to come with a price when they get into their teen years. As their…
Do you feel like you're drowning in debt? Let Louisiana USA keep you afloat. The national average credit card debt per household is $5,700, and about 41.2% of households carry a balance on credit cards from month to month. The…
The holidays are here! In the spirit of giving, we are excited to give the gift of winter specials. From Visa gift cards to loan specials, Louisiana USA is here to make your holidays merry and bright. Let’s make it…
After a year full of twists and turns brought on by a global pandemic, many Americans are understandably looking forward to the holiday season. This year, many Americans may find they are dealing with financial setbacks such as a loss…
1. Make a List Write down everyone you plan to buy a gift for, no matter how small the gift may be. Include ideas of what to give each person, along with the maximum amount you’re willing to spend. Don’t…
If you were looking for a way to send someone money during the pandemic, you were not alone in turning to a funds transfer app such as Cash App, Zelle, and Venmo. Popularity in these Peer-to-Peer Payment Platforms (P2P) has…
1. Telephone Scams Telephone scammers use phone calls and text messages to steal your money or personal information. Phone scammers tend to make promises or threats when they’re trying to steal from you. It’s common for them to say you’ve…
Louisiana USA Federal Credit Union. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency. For more information, visit ncua.gov.