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Are You Savvy With Your Credit Score?

Are you Savvy with your Credit Score?

Your credit score is an extremely important part of your financial life. It is based on several factors, including your payment history, credit utilization, your mix of credit, and recent credit activity. Luckily, it’s not difficult to establish a healthy credit score once you understand how it works. Learn how to be savvy with your credit score!

What is the importance of improving your Credit Score?

– Good indicator of financial responsibility
– More likely to get approved for a loan
– Saves you interest over time

How to improve your Credit Score?

– Pay bills promptly
– Pay down credit card debt
– Use different kinds of credit

– Hang onto old cards
– Apply for new credit carefully 

Do you want to be savvy about your credit? You can check your credit score and learn about different ways to improve your score by logging into our online or mobile banking app today. 

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Insured by NCUSIF

Our branch is insured by The National Credit Union Share Insurance Fund (NCUSIF), which provides deposit insurance to protect the accounts of our members.



Family Eligibility

The family of Louisiana USA members are also eligible to join the credit union and benefit from our products and services. Refer those you love to the baking institution you know will take care of them.



Additional Services

Night Deposit Box
ART (Audio Response Teller)
Account Alerts
Drive-Thru Window
Visa Gift Cards
Notary Services
Safe Deposit Boxes



Financial Counseling & Continued Education

Our expert staff is always available to assist members with any financial issues or concerns, From designing budgets to improving credit scores, we're here to help!



Shared Branch Access

Through Shared Branching, a co-op service provided to our members, you can access branches and ATMs across the United States and beyond! Download the app to your phone or visit our Service Center & ATM locator page to find your nearest location.



Online Services

Monthly Statements
Apply for loans & mortgages
Bill Pay
Direct Deposit
Transfer Money
Mobile Banking