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Life Skills For Your Kids: Money-Saving 101

Life Skills For Your Kids: Money-Saving 101

As you’re working on your own financial fitness this holiday season, don’t forget to pass on some invaluable money-saving skills and good financial habits to your kids as well. They’re never too young or too old to start learning these essential life skills.

Read on for Louisiana USA Federal Credit Union’s helpful tips to help you set a good example and raise a responsible saver:

Teach Kids About Money

Kids should understand what money is from a physical and abstract standpoint. Take a hands-on approach with kids as young as 3 or 4 allowing them to touch, count, sort, and play with coins and dollars. As they get older, discuss the concepts of earning and spending.

Set And Follow Goals As A Family

Setting realistic saving goals is essential to a successful budget. If you determine your goals together, every family member is on the same page and knows how they can contribute, whether it’s for a video game or a family pool.

Walk The Walk

When it comes to teaching healthy lifestyle habits, sometimes parents expect more from their kids than they do from themselves. However, children learn by watching. Be a good financial role model by emulating the very values and practices you hope to see your children follow.

Talk About Your Money

Conversations about money should not be negative or taboo. In fact, honesty is the best policy when it comes to all things money-related. It’s a great idea to communicate and be upfront with your children about your family’s financial situation, when times are good, and when they’re tough.

Utilize Financial Resources

Remember you have a trusted, reliable resource in your credit union when it comes to raising money-savvy kids. CUs want to foster financially literate youth. Visit Louisiana USA Federal Credit Union to learn more. 

Throughout the month of December, we have a minor account special! Bring your child by our credit union to write a letter to Santa and set them up with a savings account. As a treat, we will load $25 onto the new account. Talk about the perfect way to begin your child’s financial journey! 

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