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Mortgages Designed For You

Mortgages Designed For You

Home loans are an extremely important component of your life. However, despite the significance, most banks and financial institutions make the mortgage process extremely difficult, convoluted and overwhelming. We try to completely flip that paradigm and create a simple, smooth experience. 

 With plenty of realtors now requesting a pre-approval letter, we highly recommend our members to reach out to our mortgage department as early in their home buying journey as possible. We are extremely competitive in terms of interest and most members usually find us to have lower interest rates in comparison to larger banks. Our team is here to help members accomplish their goals, not create more obstacles. 

Our mission of personalized service extends through all components of our mortgages. Louisiana USA does not believe in a one-size-fits-all approach, especially when it involves something as intimate as a home. Whether you are a first-time homebuyer, upgrading your current home, or wanting to acquire land – we can help. We offer a variety of loans including conventional, FHA, VA and rural development. Members can select from terms of 5,10,15,20 or 30 years. 

Visit our mortgage center to learn more and apply!

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Insured by NCUSIF

Our branch is insured by The National Credit Union Share Insurance Fund (NCUSIF), which provides deposit insurance to protect the accounts of our members.



Family Eligibility

The family of Louisiana USA members are also eligible to join the credit union and benefit from our products and services. Refer those you love to the baking institution you know will take care of them.



Additional Services

Night Deposit Box
ART (Audio Response Teller)
Account Alerts
Drive-Thru Window
Visa Gift Cards
Notary Services
Safe Deposit Boxes



Financial Counseling & Continued Education

Our expert staff is always available to assist members with any financial issues or concerns, From designing budgets to improving credit scores, we're here to help!



Shared Branch Access

Through Shared Branching, a co-op service provided to our members, you can access branches and ATMs across the United States and beyond! Download the app to your phone or visit our Service Center & ATM locator page to find your nearest location.



Online Services

Monthly Statements
Apply for loans & mortgages
Bill Pay
Direct Deposit
Transfer Money
Mobile Banking