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Applying For A Credit Card

Applying for a Credit Card

For most people, credit cards are used for a variety of small and large purchases on a regular basis. At Louisiana USA, we have Visa Credit Cards available offering our members the best programs and rates available.

With our credit card reward program, there is no annual or balance transfer fee, and there is a 25 day interest-free grace period on purchases. In addition, we offer APRs as low as 8.00%.  Our Visa cards serve as affordable, versatile financing tools. While making purchases; building credit; and consolidating high-interest debt,  you’re gaining access to countless perks and privileges.

Apply online for a low-rate Louisiana USA Visa credit card to gain smart control of your finances!


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Insured by NCUSIF

Our branch is insured by The National Credit Union Share Insurance Fund (NCUSIF), which provides deposit insurance to protect the accounts of our members.



Family Eligibility

The family of Louisiana USA members are also eligible to join the credit union and benefit from our products and services. Refer those you love to the baking institution you know will take care of them.



Additional Services

Night Deposit Box
ART (Audio Response Teller)
Account Alerts
Drive-Thru Window
Visa Gift Cards
Notary Services
Safe Deposit Boxes



Financial Counseling & Continued Education

Our expert staff is always available to assist members with any financial issues or concerns, From designing budgets to improving credit scores, we're here to help!



Shared Branch Access

Through Shared Branching, a co-op service provided to our members, you can access branches and ATMs across the United States and beyond! Download the app to your phone or visit our Service Center & ATM locator page to find your nearest location.



Online Services

Monthly Statements
Apply for loans & mortgages
Bill Pay
Direct Deposit
Transfer Money
Mobile Banking