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Louisiana USA provides numerous loan options to help fulfill your needs. Our experienced and creative loan officers will place you in the best product at the lowest interest rate available. Whether you need to consolidate debt, take your family on vacation, pay tuition, or cover wedding costs; our lending department is ready to assist you today!

LOAN TYPE FEATURES
Personal
  • Available for any reason
  • Terms up to 5 years (60 months)
Visa Credit Cards
  • Learn more about our credit options here.
Debt Consolidation
  • Combine multiple loans into a single lower monthly payment
Revolving Lines of Credit
  • Available for any reason
  • As you pay down the balance, funds become available again
  • Provides FREE overdraft protection for your checking account
Education Loans
  • Available for tuition, fees, and other educational expenses
  • Terms up to 24 months
Share Secured
  • Borrow up to the balance in your savings or certificate accounts while still earning dividends on your deposits
  • Perfect for those needing to establish or repair credit
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Insured by NCUSIF

Our branch is insured by The National Credit Union Share Insurance Fund (NCUSIF), which provides deposit insurance to protect the accounts of our members.

 

 

Family Eligibility

The family of Louisiana USA members are also eligible to join the credit union and benefit from our products and services. Refer those you love to the baking institution you know will take care of them.

 

 

Additional Services

Night Deposit Box
ATMs
ART (Audio Response Teller)
Account Alerts
Drive-Thru Window
Visa Gift Cards
Notary Services
Safe Deposit Boxes

 

 

Financial Counseling & Continued Education

Our expert staff is always available to assist members with any financial issues or concerns, From designing budgets to improving credit scores, we're here to help!

 

 

Shared Branch Access

Through Shared Branching, a co-op service provided to our members, you can access branches and ATMs across the United States and beyond! Download the app to your phone or visit our Service Center & ATM locator page to find your nearest location.

 

 

Online Services

Monthly Statements
Apply for loans & mortgages
Bill Pay
Direct Deposit
Transfer Money
Mobile Banking