Loans - Louisiana Loans - Louisiana USA Federal Credit Union

Formation provides numerous loan options to help fulfill your needs. Our experienced and creative loan officers will place you in the best product at the lowest interest rate available. Whether you need to consolidate debt, take your family on vacation, pay tuition, or cover wedding costs; our lending department is ready to assist you today!

LOAN TYPE	FEATURES
Personal	Available for any reason Terms up to 5 years (60 months)
Visa Credit Cards	Learn more about our credit options here.
Debt Consolidation	Combine multiple loans into a single lower monthly payment
Revolving Lines of Credit	Available for any reason As you pay down the balance, funds become available again Provides FREE overdraft protection for your checking account
Education Loans	Available for tuition, fees, and other educational expenses Terms up to 24 months
Share Secured	Borrow up to the balance in your savings or certificate accounts while still earning dividends on your deposits Perfect for those needing to establish or repair credit

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