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Formation Credit Union offers several different types of accounts in order to make your banking process seamless. Through our many checking and savings accounts, we determine your need and the product that best fits. Whether withdrawing or saving up, Formation Credit Union can help.

All of our checking accounts offer free Visa Debit Cards. Purchases are deducted directly from your checking account and you can access funds at ATMs nationwide.

 Account Type Features
Simply Free Checking
  • No monthly fees
  • Free visa debit card
  • Free online & mobile banking
  • Free online bill pay with eStatements
  • No dividends earned
  • Open New Account
Classic Checking
  • Earns dividends
  • Free Visa Debit Card
  • Free online & mobile banking
  • Free online bill pay with eStatements
  • No monthly fee on balances > $3,500
Teen Checking
  • For members age 13-17
  • Parent/custodian must be joint on account
  • No monthly fees
  • Free Visa Debit Card
  • Free online & mobile banking
  • Free eStatements
  • No dividends earned
  • Learn More

To open your checking account call us at (225) 292-8910

To order more checks click here.

Rates

We offer account options to fit all of your savings needs. From regular savings to Christmas Clubs, we can help you plan for your future, save for a rainy day, or prepare for a special occasion. All of our savings options offer competitive rates and free account access with online banking.

Account Type Features
Regular Savings
Super Savings
  • Earn higher dividends based on account balances
  • $2,500 minimum balance
Minor Savings
  • $5 minimum balance
  • Available for members under age 18
Club Accounts
  • Save for special occasions or designated expenses
  • Saving is made easy with direct deposit or automatic transfers
Christmas Club
  • Save for holiday expenses
  • Funds transfer to your savings account on November 1st
  • Saving is made easy with direct deposit or automatic transfers
Share Certificates
  • 3-48 month terms
  • $500 minimum balance
IRA Certificates
  • 12-48 month terms
  • $500 minimum balance
IRA Variable Accounts
  • Contributions made easy with direct deposit or automatic transfers
  • No minimum deposit required
Rates

Do you have financial questions?

Ask Formation
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