Visa Credit Cards
As a Formation member, you have access to all of the perks our low-rate credit card offers with the same close-knit relationships and service you love. Whether you’re using it for daily expenses, debt consolidation, large purchases or to build credit history, a Formation Visa credit card should be in your wallet.
Key Features:
Points on your purchases that never expire!
No Balance Transfer or Cash Advance Fees
25 Day Interest-Free Grace Period on Purchases
Card rates as low as 8% APR in comparison to the average of 13-24%
No Annual Fees
Key Features:
Points on your purchases that never expire!
No Balance Transfer or Cash Advance Fees
25 Day Interest-Free Grace Period on Purchases
Card rates as low as 8% APR in comparison to the average of 13-24%
No Annual Fees
Why Do You Need a Credit Card?
Debit cards are useful, but credit cards offer more perks with every purchase and protection from unforeseen circumstances!
Accepted in all places
Built-in fraud protection
Earn rewards with every purchase
Build your credit score if used responsibly
PORCH PIRACY PROTECTION
REPORT LOST OR STOLEN CARDS
To report a lost or stolen card, call us at (225) 292-8910 during business hours or call the Visa Hotline after hours at (833) 933-1681.
Lobby hours are 8:30 am to 4:30 pm on Monday, Tuesday, Thursday and Friday, and from 9:00 am to 4:30 pm on Wednesday.
